Apple is probably not going to partner with anyone because they’re becoming the bank

Totally, debt stifles saving. All rich people are alike; each poor person is poor in their own way, or something.

If you are young, they would trade a lot for the years you have left to live. Also, time value of money and all that. It’s hard to fathom how powerful compounding is. Start investing small, start investing early.

Science reporting is hilarious

This assumes you have no friends or family. OP, are you ok?