Normally these are optional wellness features. Insurance companies will bug you to download a meditation app or go get a checkup because preventative medicine is cheaper.

These things are generally safe to ignore, if you are really concerned though the best course of action would be to call the number on your insurance card and ask them if anything is up. If you owe them money or need to do something they won’t be shy about it.

A billion dollars is a hard sum of money to wrap your head around. There is basically no ethical way to make a billion dollars. If you have a billion dollars it’s because you’ve stiffed a lot of people a lot of the value they created and kept it for yourself.

Boston Market. It might try to convince you it’s upscale homemade, but it’s just kfc in another wrapper

Looks at this comment.

Looks back at politics satire article it’s posted on.

Looks back at this comment

Looks at all the politics comments on this comment thread.

Looks back at this comment again.

I think this might actually be a place for people to make comments about politics my dude.

Republicans love a good scam

Next up is the dismantling of the ACA. They will roll out these amazingly cheap alternatives. Health insurance for $10 a month!

So the poor and the stupid will sign up. They’ll go to the bar and saunter up to a “libtard” and tell them that trump fixed everything.

Then when they get sick and try to use MAGA super plan plus premium they won’t be able to find a doctor. The $10/month plan only covers an annual trip to a CVS minute clinic. They’ll go on Facebook and write up how the goddamn liberals tricked him. Other faithful republicans will pray for them and tell them that it must be a glitch because trump made things better.

The con will win because it’ll only hurt those without power.

I don’t think it’s weird to feel exhausted by the pace of innovation, especially when the innovation has nebulous value.

I felt this way with the wave of “smart house” stuff. I’m a software engineer, I spend all day programming and debugging stuff. I do NOT want to spend 1 fucking second of my precious finite life debugging a fucking light bulb. Not one. Oh I can say “Alexa, red alert” and all my lightbulbs turn red, fucking fuck you. I don’t want my refrigerator connected to the internet, I don’t want my toaster monitoring my speech patterns to serve me ads and customize my toasting experience.

To every shitbag manager out there tying to shove this garbage down our throats, fuck off and die. And you might think “you don’t like a smart (whatever) then don’t buy one.” Fuck you too, over time I fucking can’t. Try to buy a tv that isn’t a fucking smart tv, you just fucking can’t anymore. And slowly but surely everything you use turns into some shitty piece of fuck.

The good news is that AI is probably a bubble. We’ve fed the sum total of the internet into our LLMs and we’ve gotten pretty convincing liars that are sometimes right. We are running out of data and 99 out of 100 uses of AI don’t make sense.

I’ve been in the startup scene for my entire adult career and if you talk to people that try to jam AI into their products to make investors happy you’ll hear very similar things every time. It was incredibly expensive, no one used it, and no one liked it.

There are some use cases for AI, but not nearly as much as what’s getting thrown at the wall. AI has been through many winters where progress stalls, the hype dies out, and AI winter begins.

Final thought, you don’t have to do anything you don’t want to. People are enamored with using AI to make false memories (sorry, there comes a point where you’ve touched up a photo so much it isn’t reality anymore), destroying their ability to use their brains for critical thinking, art, writing, reading. You don’t have to. Those people might deeply regret not having a single real picture of their child. Maybe the clouds made the photo look bad, but now you can’t remember laughing as you ran through the rain.

Our lives do not need to be curated and polished into some technicolor madness. Do what you want and in 20 years people will ask you “how are you so interesting and fulfilled” as they shovel AI garbage into their maw. I see a future that is similar to what happened to social media (I know, I’m using social media right now, we are all hypocrites). People working everyday to present some faux reality to others, jealous of everyone else’s faux realty, unhappy and unable to go 5 god damn minutes without a dopamine hit.

The other day I had to wait for something, I sat and looked out the window at the beautiful trees rustling gently in the wind. I took in the glory of the world around me, I sat in peace and let my mind wander. These are skills too few enjoy these days because they let the future happen to them.

You are in charge of your life.

I suppose you might get to kill people but that doesn’t mean that the law is going to be ok with that. Proportionality of force is a thing. Stand your ground states are doing their best to change that, but that’s a very mixed bag.

If you shoot and kill someone for blocking your waymo and being a creep, in most places you are going to have to convince a district attorney and a jury that you were justified in ending their life. Even if you do that and escape criminal liability, you’ll then have to convince more people not to hold you liable in civil court.

Sounds pretty cool to go “I got a shooty bang bang so if I feel threatened in any way I can come out blasting.” It is true in the moment, but if you place any value on your future liberty, money, and time you might want to consider the ramifications of killing another human being.

Finally, even if society decides you shouldn’t face any criminal or civil penalty for killing someone, you will have to face yourself. Sitting behind a keyboard it sounds badass to shoot someone that’s pissing you off. In the moment you will probably feel justified. Many a young man sent to war or employed as a police officer didn’t think that taking a life would change them, only to find the reality of taking a life is not what the action movies promised. Self doubt, self loathing, ptsd, depression, these are all common reactions to reckoning with the fact that you are the cause of another persons death.

It is hard to feel like a righteous badass as you watch a grieving widow mourn someone that may have even done something stupid or wrong, knowing that their child has no father now and their wife no partner. Are these people jerks and creeps, sure, is the punishment for being a jerk or creep death, rarely. It is a heavy burden to carry to end another.

Don’t want to be involved with politicians, stay out of politics.

Don’t want to be involved with the police, follow the laws. Absolutely do not get involved with sovereign citizen bullshit, it is based on nothing and has never worked in a court of law. I mention this because you seem like someone that might be attracted to that, and there’s nothing that’s going to get Johnny Law up in your shit faster than some bullshit “I’m just traveling in a private conveyance license plate I bought off Facebook marketplace.”

Don’t want to be involved with the underworld… again just follow the law. Mobsters and human traffickers aren’t heading into the suburbs to recruit new operatives.

Don’t want to be involved with the elite, kinda shit out of luck, they own everything and will squeeze you with all kinds of predatory capitalism. This means you get to pick between hundreds of brands all produced by 3 mega corporations, not that Elon musk rapes your kid in the basement. So basically the same advice, don’t go to billionaire cocktail parties (don’t worry they aren’t inviting you) and you’ll be fine.

You live in the statistically safest time for a human being to live if you are in the USA. If you consume a bunch of media you’ll get a different impression, but you literally could not pick a safer time to be alive if you are some upper middle class nobody.

tl;dr - No one gives one wet shit about you, my dude. You aren’t the main character, there isn’t a cabal of politicians and elites and cops and billionaires plotting your destruction. If you are feeling paranoid go seek out mental health support, and do it from a doctor, not Lemmy.

Hosting the image on discords CDN allows you not to give out your IP address to any person that comes across the link, prevents you from getting hammered with download requests if your upload becomes popular, and allows your content to be accessed when your own machine goes to sleep or has any kind of networking interruption.

Before discord people used to self host teamspeak or some other software. One of the big things you don’t have to think about is the person you just made a joke about or beat in an online game trying to DDOS your machine, because they don’t know where you are.

Lucky for you the wikimedia foundation files annual reports https://wikimediafoundation.org/annualreports/2022-2023-annual-report/

I think this is the latest one available.

As to whether they need your money or not I’m a bit conflicted. They have raised and spent more and more money every year. They have a lot of money and some have argued they spend it poorly.

On the whole though, besides asking for donations, they have maintained their goal of being ad free. If you’ve ever used a fan wiki for a video game or hobby you have likely experienced how bad a wiki larded down with ads can be.

I think for myself as someone that has worked as a software engineer for my entire life building out massive infrastructure that is on a similar scale to Wikipedia, I don’t really know how they justify such high development spend when the tech isn’t really evolving very much. I’m sure it’s not cheap to host, so that spend is fine by me, but I’m not sure what all they are building. That doesn’t mean it’s not worthwhile, I just have a hard time imagining it.

I would encourage you to look at numbers and decide if they make sense to you. Also people have written on the subject, so some googling will likely bring you to more opinionated pieces than my own.

I think it’s a shame that when we figured out skyscrapers we didn’t start doing that with the dead. Catacombs in the sky reaching to the heavens.

I’m gonna go pay my respects to grandma she’s in the towns bonescraper. Smash cut to a giant tower made of skeletons.

Aliens come down to that kind of society, they’d want to party with us because that’s metal as fuck

Don’t worry, he seems hard at work making sure all that Tesla stock he got will also be worth less everyday.

In case you are wanting the history. IBM actually coined the term PC with their IBM Personal Computers

At the time most computing platforms were incompatible. Software written for a commodore computer wouldn’t work with an apple computer wouldn’t work with an IBM PC.

The IBM PC was popular enough though that people started building “pc compatible” machines. A very popular configuration for this was intel chips with Microsoft DOS. While these machines started out as “pc compatible” after a while the IBM PC wasn’t a big deal anymore so saying “we are compatible with a machine released in 1981” just slowly morphed into “it’s a PC” as shorthand for “intel chipset with Microsoft OS”

Now why didn’t apple get the pc moniker? At the time when the IBM PC launched apple was actively building and selling their own computers and weren’t interested in making them IBM PC clones so they never went out and marketed themselves as “pc compatible” because for the most part they were not.

Thanks for attending my Ted talk

Rush Week might be a good match

I get the frustration and there’s a lot of free software that is so vital to our modern way of life that it’s crazy that it’s always one dude in Nebraska maintaining it for the last 60 years for free as a hobby.

That said, I think you should consider the great landscape of dependencies and who the competition is.

For example, I’ve open sourced a bunch of things in my life and I have a library used to make testing more ergonomic. I worked very hard on it and I like it. There are other libraries that solve this problem to, I’m biased, but I like mine the best. I like when I can help people write higher quality software with nicer tests.

My “competition” isn’t commercial offerings it’s other free offerings. Now in the grand scheme of things, it doesn’t really matter if anyone ever uses the thing I wrote, but since I wrote it and put it out into the world I get to decide how I want to interact with the wider community of people that use it or might think about using it.

If I take a hardline stance, everyone has to be committed, but the right quality bars, do things the right way, etc. I’m free to do that. The most likely outcomes are two fold. One, I’ll have a very high quality thing to my standard. Two, probably not a lot of people are going to be using it because I’ve made it too hard to participate and they will go off and use an inferior solution. Again, if it solves my problem no big deal. But I might be missing out on someone that, if they had been allowed to participate more easily, could have made my thing better, faster, more secure.

So that’s the bargain. Do you have strict controls and limit your exposure to the good and bad out there in the open source community. Do you have lax controls and expose yourself to all the good and bad. Most maintainers end up shooting for the middle, open enough that good contributors can come and flourish but strict enough to keep bad contributors out. It’s a spectacularly difficult problem though, so I’m always happy to hear how other people think about it.

This seems like a reasonable approach when all actors are being paid to contribute.

I think where discord actually ends up helping is for community projects where everyone is basically a volunteer. It works because it lowers the barrier to helping.

The official documentation of your favorite programming language or highly popular library or framework is probably pretty locked down with a semi high quality bar for contributions. This is a good thing, those docs are consumed by lots of people and the documentation has no context for what the person is trying to do so making sure they are clear, concise, and easy to understand creates a high quality bar.

A lot of projects end up with enthusiastic helpers who probably aren’t going to dedicate the time and energy it takes to become a core maintainer. You can either leave these people and their possible helpfulness on the table or you can harness it with a discord server.

People that might not be the right fit for writing an in-depth general purpose getting started guide are still pretty great at answering peoples questions when given context and the ability to discuss it back and forth. That’s what projects are actually taking advantage of, a large group of people that are willing to help others learn how to use the programming language / library / framework.

The people they help end up having a good time with the friendly helpful community and hang out and help others. If you do it right you get this virtuous cycle where people using the thing you made help each other be successful making the thing you made even more popular.

RTFM, is ok in a corporate environment when part of your paycheck is for RTFMing. But for the last 70 years people that know how stuff works have been shouting RTFM at people wanting to learn how stuff works. But some people just aren’t good at RTFM or plain don’t want to. Discord, and other chat platforms, end up facilitating their learning models.

I think this is the main disconnect for people.

What a lot of technical people want is a forum. They want to have every problem discussed one time and then if someone brings it up again they can link to it and not have to discuss it again. This exists, it’s called stackoverflow and if technical people want someone to close their question as “already answered” or “off topic” they can go there.

Most discord communities though aren’t attempting to build a permanent corpus of knowledge carefully curated and searchable. Instead it’s basically the polar opposite, someone can show up and ask the question that every beginner stubs their toe on and people answer it and chat with them and help them learn.

It is more work for the people giving out the help, but it is seems like it’s what new users want. A place they can ask a question and get an answer or get someone to ask them questions to improve their question.

A lot of technical people get blinded by their own knowledge. Indexable searchable information is great if you know what to search for, but new people seldom do and they don’t even know the right way to formulate the questions. Asking other human beings that know what they are doing is a good way to learn stuff. Discord facilitates that, people like that, and no amount of highly technical people kicking their feet and holding their breathe and shouting at the communities “you are doing it wrong, you need a highly curated forum where questions are never asked twice” is going to stop human nature.

Eventually they do need to pay back the loan, the low interest rates just make it so that they can choose to sell their stocks in the most favorable way.

This is why it makes sense for the financial institute to give out the loan in the first place.

So here’s the scenario. Let’s say you wake up tomorrow and somehow find yourself with $200M worth of stock. You are now “worth” $200M so you’d like to start living like it! You want to go buy a mansion and a nice new car and a private chef. Problem is, none of those people take stock, they all want money.

Goldman Sachs goes, “hey, I’ll loan you the money really cheap, you have to pay me back with interest, but since you have $200M in stock you can sell some of that later and pay me back”

This is great for you because you get to enjoy the mansion and new car and private chef right now. If you sold the stock right now you’d get taxed as if it were income at 38% but if you hold the stock for a few years when you sell it it will be considered capital gains and only taxed at 10% (or 15%, whichever the rate is). In addition, you don’t have to go to the stock market and sell for whatever they want right now, you can wait until the value of your stock is really high and selling is very advantageous for you.

So you do have to pay back the money, but this is still a really sweet deal because you can enjoy all the nice things right now and you get to avoid that extra ~30% you would pay in taxes if you sold it right now.

As long as the amount you saved in taxes outweighs the amount you pay in interest, this is a great deal for you. And for the financial institute it’s low risk (they extended you $10M backed by $200M in assets) and when you repay they make back enough in interest to make it worthwhile.

You get more money in your pocket, the bank gets more money in its pocket, from their point of view this was a win win. The losers are the market suffering a higher price for the stock because the supply was artificially constrained by you having access to this credit (otherwise you’d have sold shares to buy a mansion and nice car and private chef) and the taxpayer who was to shoulder a heavy tax burden because you converted your income into capital gains.

The one thing that definitely isn’t happening is Bezos or Musk or any of these other “they are only rich on paper” people clipping coupons to make ends meet. They live like rich people because the have access to plenty of money secured by their less liquid assets

For anyone that’s fallen for the “{wealthy person} doesn’t actually have ${huge number} because it’s stock” thing, here’s how it works.

1. Wealthy people with lots of stock get access to very, very cheap credit. Not credit cards like the plebs get with a 23% APR, multi million dollar lines of credit from places like Goldman Sachs with hyper low interest rates.
2. Wealthy people use that credit to live indistinguishably from a person that actually has the vast wealth that they have access to. Spez might “only” make $400k but if he has access to $50M in cheap credit it spends all the same.
3. Wealthy people enjoying their access to cheap credit which spends the same as income then get to dodge income taxes and instead use the more favorable capital gains tax rates.
4. As a fun bonus, they also get to go “you morons I don’t have $200M that’s all just on paper, I only pay myself $10 a year because I’m a man of the people. Now if you’ll excuse me I have to get on this private jet”

You might be wondering, why do they get this cheap credit? Because it’s a very safe bet for the financial institute, they are acting as a sort of time arbitrage mechanism for the person they are extending credit to. Since they perform this function they can be relatively assured that this will allow their client to sell their stocks, not because they have to cover expenses, but because capital gains protections and the market is favorable. It also aids in fostering a positive relationship with someone with a lot of wealth which is something financial institutes have an interest in doing.

All the actors are doing what’s in their rational self-interest. The end result is that Spez can access a large part of that $200M as liquid cash right now through credit with one hand and with the other wave you off and say “those are stocks I actually only got paid $400k”