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Joined 10 months ago
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Cake day: March 27th, 2024

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  • TL;DR: I don’t really know.

    My health care insurance does this too. I save some $50/yr to agree to a call from an RN to help me with my health condition(s). A coworker who formerly worked in health insurance told me that while they also help you to navigate the health insurance system and/or find cheaper care or whatever, you’re actully still talking to your health insurance company and not your doctor and so anything that you say is now on your health insurance record. This can be used to deny future coverage for an existing condition, dissuade you from pursuing more expensive (for them) medical treatments or to raise your company’s rates for certain ailments (for example, everyone at your company smokes, they’ll drop coverage for asthma).

    The health insurance company doesn’t know all of your ailments simply based on the billing codes. You are protected by HIPPA. Your health insurance company can ask you anything and anything you say to them is not necessarily covered by HIPPA.




  • Have a conversation and listen to her. I’m guessing that her behaviors are driven by an emotion. Maybe she’s overwhelmed by the complexity. Most people who say that they don’t care about security actually prioritize ease of use over security. Unfortunately good security can be hard.

    If/when you speak to her, don’t try to solve her problems during that conversation. Meet her where she’s at and empathize with her. When she’s done, you get to express your concerns and see her reacting. I’m guessing that you’re concerned that she is putting her finances at risk. Explain your concern to her.

    Once you both come to a shared understanding, then you can come with some ideas for her to react to. Again, dig deep into her concerns, talking through them. You’re going to need to let some things go. It’s her life and her money and you’ll be there to help in a nonjudgemental way if anything bad happens and then you can have another conversation after the dust has settled.

    I ended up with my parents having 3 passwords. One for their bank, one for their health stuff and one for everything else. The bank and health ones are long and difficult to guess, the other one is easy to remember and “good enough”.





  • It’s not long, but I really like the feel of Whole World Knows by Adia Victoria. It’s about a girl with a secret drug problem (that the whole world knows about) as she spirals out of control. The symbolism is heavy, the syrongly religious family can’t or doesn’t help and it’s a catchy tune.